The Federal Deposit Insurance Corporation (FDIC) is an independent agency created by the Congress to maintain stability and public confidence in the nation’s financial system. The FDIC insures deposits; examines and supervises financial institutions for safety, soundness, and consumer protection; makes large and complex financial institutions resolvable; and manages receiverships.
Latest News
Latest News 
Press Release / March 7, 2024
FDIC-Insured Institutions Reported Net Income of $38.4 Billion in Fourth Quarter 2023
Podcasts / March 5, 2024
Press Release / February 15, 2024
Event / February 15, 2024
FDIC Unveils Immersive Timeline of Agency’s History and Mission
Data & Insights
Data & Insights The banking industry reported quarterly net income of $38.4 billion in the fourth quarter, a decrease of $29.8 billion (43.7 percent) from a year ago.
4,587 insured institutions filed Call Reports in fourth quarter 2023, a decline of 27 institutions from third quarter 2023.
The Deposit Insurance Fund balance was $121.8 billion on December 31, up $2.4 billion from the end of last quarter.
The reserve ratio — the amount in the DIF relative to insured deposits — rose two basis points for 1.15% for the quarter.
The number of banks on the FDIC’s “Problem Bank List” rose to 52 during the quarter.
