Learn About the GI Bill for Post-9/11 Active Duty Service Members (2022)

The Post-9/11 GI Bill gives education benefits to military members (including active duty, Reserves, and National Guard), who have at least 90 days of active duty service after September 11, 2001. The program, commonly referred to as the "GI Bill for the 21st Century," offers substantial increases in monthly education benefits over the previous GI Bill. It went into effect on August 1, 2009, and includes provisions to pay full tuition, $1,000 per year for books and supplies, and a monthly housing stipend.

Eligibility for the Post-9/11 GI Bill

To be eligible for the program, you must have served a total of at least 90 days on active duty, after 9/11. If you have a total of six months or more of post-9/11 active duty service, time does not have to be continuous. Active duty service, for the purpose of this new bill, doesn't count active duty time spent in initial entry training (IET), meaning time in basic training, initial job training, service academies, OCS/OTS, and ROTC.

(Video) The Post-9/11 GI Bill Explained

Under the previous Montgomery GI Bill (MGIB), officers who received their commission through a service academy or an ROTC scholarship were ineligible. There are no such restrictions under the Post-9/11 GI Bill program. Any officer who was previously ineligible will be eligible for this program, assuming they have at least 90 days of post-9/11 active duty service.Similarly, military members who previously declined the MGIB are eligible for the Post-9/11 GI Bill program.

Rates for the Post-9/11 GI Bill

The rate depends on the length of your post-9/11 active duty service, your state of residence, and the number of courses you take. Like the MGIB, the Post-9/11 GI Bill pays 36 months of full-time education benefits. So, if you go to school full time, you'll receive the full benefit rates for 36 months. If you go to school half-time, you'll receive half of your monthly entitlement for 72 months, etc.

The Post-9/11 GI Bill pays up to 100 percent of the full tuition rate set by your state. Additionally, you will receive $1,000 per year for books and supplies, and you will receive a housing stipend equal to the Housing Allowance for an E-5 with Dependents, which varies with where you live.

(Video) HOW TO USE YOUR POST 9/11 GI BILL | VETS & ACTIVE DUTY #Veteran #Military

Your actual portion of the above rates depends on the number of months of your post-9/11 active duty service. You will receive:

  • 100% - 36 or more total months
  • 100% - 30 or more consecutive days with a disability-related discharge.
  • 90% - 30 total months
  • 80% - 24 total months
  • 70% - 18 total months
  • 60% - 12 total months
  • 50% - 6 total months
  • 40% - 90 or more aggregate days

*Note: Post-9/11 active duty service of 24 or more months includes IET active duty service (basic training and job training) for enlisted members. When computing active duty time for enlisted who have less than 24 months of post-9/11 active duty service, time in IET doesn't count. For officers, time spent in the service academies, ROTC, and OTS/OCS doesn't count.

Your tuition is paid directly to the school, while the book/supply entitlement and monthly housing allowance are paid directly to you. Veterans who are attending school through distance learning, and those going to school half time or less, do not receive the housing allowance. Additionally, military members who use the benefit while still on active duty do not receive the housing allowance, as their housing needs are already being taken care of by the military.

(Video) Post 9/11 GI Bill | The Do's and Don'ts of 2022

Contributions Not Required

Unlike the MGIB and VEAP, the Post-9/11 GI Bill does not require you to elect, decline, or make monthly contributions. Unfortunately, if you've already contributed to your GI Bill, you won't get your money back unless you use all of your new GI Bill entitlements. If you do, your $1,200 contribution to the MGIB (or a proportional amount, if you used any of your MGIB entitlement) will be added to your final new GI Bill education payment.

College Funds

If you're eligible for a "kicker," such as the Army or Navy College Fund, or a Reserve "Kicker," you will still receive the extra monthly benefit under the Post-9/11 GI Bill. This monthly amount will be paid to you, not to the university.

College Loan Repayment

Individuals who were previously ineligible for the MGIB because they elected the College Loan Repayment Program (CLRP) are eligible for the Post-9/11 GI Bill, but only active duty service performed after their initial active duty service obligation count toward the new benefits. In other words, if you initially enlisted for five years and received the CLRP, you would have to reenlist or extend your enlistment in order to take advantage of the new GI Bill.

(Video) Post 9/11 GI Bill Versus Montgomery | Paying for College 2022

Transferring Benefits to Dependents

The Post-9/11 GI Bill allows a member to transfer part or all of his/her education benefits to a spouse or child(ren). To be eligible, a member must have at least six years of active duty or active reserve service and agree to serve for an additional four years.

Expiration Date for Post-9/11 GI Bill Benefits

The MGIB expires 10 years after your last discharge. The new GI Bill extends this by five years. The benefits expire 15 years after your last discharge.


What were the 3 main benefits of the GI Bill? ›

Contents. Officially the Servicemen's Readjustment Act of 1944, the G.I. Bill was created to help veterans of World War II. It established hospitals, made low-interest mortgages available and granted stipends covering tuition and expenses for veterans attending college or trade schools.

How long do you have to be in the military to take advantage of the GI Bill? ›

You may be eligible for benefits through the Post-9/11 GI Bill if you've served on active duty for at least 90 days, whether continuous (all at once) or interrupted (for shorter periods over time), after September 10, 2001.

What is a benefit of the current Post-9/11 GI Bill? ›

Post-9/11 GI Bill benefits cover in-state tuition rates at public schools at the percentage you're eligible for. Even if you're an out-of-state student, you may be able to get the in-state tuition rate. Post-9/11 GI Bill benefits cover tuition at private schools at the current national maximum amount.

What is 60% of the Post-9/11 GI Bill? ›

Post 9/11 GI Bill Benefit Tiers
Post-9/11 ServicePercentage of Maximum Amount Payable
At least 24 months, but less than 30 month80%
At least 18 months, but less than 24 months70%
At least 6 months, but less than 18 months60%
At least 90 days, but less than 6 months50%
3 more rows
Apr 1, 2022

Can I receive VA disability and GI Bill benefits at the same time? ›

Can I Receive both Financial Aid and Veterans Benefits? Yes! You can receive both VA educational benefits and financial aid by filling out the FAFSA.

How does a GI Bill work? ›

The Post-9/11 GI Bill includes payment of tuition and fees, a monthly housing allowance and a stipend for textbooks and supplies. For students attending public colleges and universities, the GI Bill covers all tuition and fees at the in-state rate, but it may not have the same reach at a private or for-profit school.

How do I get my 48 months GI Bill? ›

To use the full 48 months under the current rules, a veteran must fully exhaust their 36 months of MGIB-AD entitlement first and then switch to the Post 9/11 GI Bill to get an additional 12 months of entitlement.

Does Post-9/11 GI Bill expire? ›

If you were discharged before January 1, 2013, your Post-9/11 GI Bill benefits expire 15 years after you separated from the military. Montgomery GI Bill benefits expire 10 years after you separate from the military. But you may qualify for an extension of these benefits.

How do I find out if I qualify for GI Bill? ›

If you want to check your GI Bill benefits now or request a copy of your Statement of Benefits by phone, you can call us at 888-442-4551.

Can I get full BAH for online classes? ›

The Post-9/11 GI Bill BAH rate (aka the Monthly Housing Allowance) is $917 per month for full-time students enrolled in an online college, school, or distance-learning program until July 31, 2022.

How much bah do I get with GI Bill? ›

For the 2021- 2022 academic year, the amount is $1,801.00. This is prorated based on the length of your active-duty service and how many classes you are taking. If you attend all your classes online, your maximum housing allowance will be $950.75. This is also prorated.

How do I use my Post 911 GI Bill? ›

Step By Step Guide to Utilizing Your Post 9/11 G.I. Bill Benefits
  1. Step 1: Apply for admission. ...
  2. Step 2A (If first time using G.I. ...
  3. Step 2B (If used G.I. Bill Previously: Submit a Request for Change of Program or Place of Training) ...
  4. Step 3: Submit a copy of the Certificate of Eligibility (CoE)

How do I get 100 on Post 911 GI Bill? ›

You're eligible for 100% of the full benefit if you meet at least one of these requirements:
  1. You served on active duty and were awarded a Purple Heart on or after September 11, 2001, or.
  2. You served on active duty for at least 30 continuous days and were discharged because of a service-connected disability, or.
May 27, 2022

Do you have to pay back GI Bill if you drop out? ›

If you are using any GI Bill® besides the Post-9/11 GI Bill® or Fry Scholarship, the VA bases your monthly payment on your training time. If your withdrawal moves you from one group to another you will have an overpayment with the VA that you must repay.

Which GI Bill is best? ›

So, which is better? In most scenarios, the Post-9/11 GI Bill offers veteran students more financial assistance than the MGIB, especially when pursuing a standard, four-year degree at an accredited higher learning institution or passing your benefits to a dependent. There are a few exceptions, however.

Can I cash out my GI Bill? ›

In most cases, the answer is no, you cannot get a refund for your GI Bill. But some veterans may be eligible to receive a Montgomery GI Bill refund once they have used their entire Post-9/11 GI Bill benefit.

Can I use my GI Bill to buy a house? ›

The GI Bill offers veterans, military members, and their loved ones many benefits. But one thing it doesn't cover? That'd be buying a house.

Is VA disability for life? ›

If VA assigns you a 100% rating, it has the option of also designating you permanently and totally disabled. If you receive this designation, your benefits are safe for the rest of your life.

What does GI mean in military? ›

Originally, GI stood for “Galvanized Iron”, the primary material used to make military items, i.e. buckets. However, as the military grew and evolved over time, GI took on multiple meanings, including “Government Issue”, “General Issue”, and even “Ground Infantry”.

What is a GI in the military? ›

When this happened, GI was reinterpreted as “government issue” or “general issue.” The prevalence of the term led soldiers in World War II to start referring to themselves as GIs. Some servicemen used it as a sarcastic reference symbolizing their belief that they were just mass-produced products of the government.

What does the GI Bill pay monthly? ›

This Post 9/11 GI Bill will provide up to $2,000 to cover the cost of one licensing or certification test. This benefit is not charged against your 36 month entitlement. The new GI Bill will provide up to a maximum of $1,200 for tutorial assistance. The program will pay up to $100 per month, for a maximum of 12 months.

Who qualifies for the Forever GI Bill? ›

Servicemembers and honorably discharged Veterans who were awarded a Purple Heart on or after September 11, 2001 will be entitled to Post-9/11 GI Bill benefits at the 100-percent benefit level for up to 36 months. This was effective on August 1, 2018.

What is a Chapter 33 veteran? ›

The Post-9/11 GI Bill®, also known as Chapter 33, provides financial support for education and housing to individuals with at least 90 days of aggregate service on or after September 11, 2001, or for individuals discharged with a service-connected disability after 30 days.

What is a Chapter 31 veteran? ›

It is referred to as the Chapter 31 program. It assists entitled Veterans with service-connected disabilities and an employment handicap to prepare for, find, and maintain a job. It also helps entitled transitioning Servicemembers.

Should I use my GI Bill while on active duty? ›

Should you use it while on active duty? Generally speaking, its not a good idea unless: tuition assistance can't cover the expenses of your desired program, and you don't want to wait until separation. Be advised that you won't get a GI Bill housing allowance or one-time rural benefit while active duty.

Who benefits from the GI Bill? ›

GI Bill benefits help you pay for college, graduate school, and training programs. Since 1944, the GI Bill has helped qualifying Veterans and their family members get money to cover all or some of the costs for school or training.

What disqualifies you from VA benefits? ›

If you're a current or former member of the Reserves or National Guard, you must have been called to active duty by a federal order and completed the full period for which you were called or ordered to active duty. If you had or have active-duty status for training purposes only, you don't qualify for VA health care.

Does basic training count as active duty time? ›

No, training doesn't count as active duty. For the regular Army/Navy/Air Force/Marine Corps/Coast Guard, active duty begins when a military member reports to a duty station after completion of training (basic, officer training, tech school).

Do you have to maintain a certain GPA for the GI Bill? ›

Students receiving any of the Federal VA Education Benefits listed below are required to maintain satisfactory academic progress by earning a minimum 2.0 semester grade-point average (GPA) and complete at least 67% of the courses attempted within the semester: Post 9/11 GI Bill ®* (Chapter 33)

What city has the highest BAH? ›

Areas with 10 Highest BAH Rates*
  • San Francisco, CA.
  • Santa Clara County, CA.
  • Westchester County, NY.
  • New York City, NY.
  • Oaklan, CA.
  • Long Island, NY.
  • Nantucket, MA.
  • Monterey, CA.

How many classes is full-time for GI Bill online? ›

Course Load and Student Status for VA Benefits
Session of CoursesMonthly Course LoadStudent Status
Undergraduate: 8-Week Courses2 Credit hoursLess than Half-time
Undergraduate: 16-Week Courses12+ Credit hoursFull-time
9 Credit hoursThree-quarter time
6 Credit hoursHalf-time
14 more rows

How long does it take for GI Bill BAH to kick in? ›

Once your application is approved- whether it's for first time benefits, re-enrollment, or enrollment verification- you can expect your check within 2 weeks (taking into account mailing time), or if you are enrolled in direct deposit, then just within a week.

Can I use my GI Bill to buy a car? ›

You can use the money to buy a vehicle without financing it. Just complete VA form 21-4502 and submit it to apply. Qualifying disabilities include loss of use of one or both hands or feet, vision impairment, burn injuries and Amyotrophic Lateral Sclerosis. The allowance is paid directly to the dealer or seller.

What is 60% of the GI Bill? ›

You may be eligible for the 60%benefit level if: You have aggregate service of at least six months but less than eighteen months of qualifying active-duty service (excluding initial entry and skill training). Those previously eligible at the 50% benefit level now qualify for the 60% benefit level.

How much money do you get with Post-9/11 GI Bill? ›

The Post-9/11 GI Bill can pay your full resident tuition at a public school. If you are attending a private or foreign school it will pay up to $26,042.81 per academic year. An academic year lasts from Aug. 1 - Jul.

How do I maximize my GI Bill benefits? ›

Veterans: 5 Ways to Maximize Your GI Bill Benefits
  1. Save your benefits for your most expensive tuition bill.
  2. Take at least one class per semester in person.
  3. Earn as many credits as you can per semester.
  4. Beware of misleading schools.
  5. Submit the FAFSA.

How can I maximize my veterans benefits? ›

4 Tips to Maximize Your Veterans Disability Benefits
  1. Provide Complete Medical Evidence. ...
  2. List Your Dependents. ...
  3. Request an Update of Your Disability Rating. ...
  4. Apply for Social Security Disability Benefits. ...
  5. Are You A Veteran Who Needs Legal Help To Obtain The Disability Benefits You Deserve?

How long is active duty GI Bill? ›

You will be eligible for benefits for 15 years from your last period of active duty of at least 90 consecutive days. What kind of training can I take? You can use the Post-9/11 GI Bill at colleges, universities, trade schools, and for on-the-job training, apprenticeships, and flight schools.

Does 6 years in the National Guard make you a veteran? ›

Does 6 years in the National Guard make you a veteran? Yes, if you spent at least 180 days of that 6 years deployed on federal active duty orders. A 2016 change to federal law expanded the definition of “veteran” for many National Guard members.

Will I lose my GI Bill if I fail a class? ›

No. If you finished the class, you won't have to pay back the GI Bill benefits you used for that class. This is because we count a failing grade (or “punitive grade”) as progress toward graduation requirements even though you don't get any credit for it.

What happens if you don't use all of your GI Bill? ›

You have 10 years to use your Montgomery GI Bill (MGIB) benefits after you separate from the military. If you don't use your benefits in this time frame, you may be able to get a refund of part or all of your payments into this program.

Can you double major on GI Bill? ›

Can I use the GI Bill to pay for classes toward more than one degree? Yes. After earning your first degree, you can use any GI Bill benefits you have left over to pay for classes for another degree.

What are the two types of GI Bills? ›

There are two main benefits veterans have to utilize for college; the Post-9/11 GI Bill and the Montgomery GI Bill. Certain GI Bill benefits extend to dependents of service members.

What's the difference between post-9/11 and GI Bill? ›

Unlike other GI Bill programs, the Post-9/11 GI Bill gives you the option to transfer unused education benefits to your spouse and one or more of your children. You must still be a service member to transfer unused benefits and must have served at least six years.

Is the GI Bill a good deal? ›

It offers benefits to veterans and some active duty service members, including payment of tuition, a housing stipend in the city where you attend school, and more. Even better, benefits received from the GI Bill aren't taxable. You don't have to pay taxes on them or claim them as income on your tax return.


1. VA Benefits for National Guard and Reserve Members
(Chisholm Chisholm & Kilpatrick LTD)
2. The Post 9/11 GI Bill -- USE IT NOW! -- Military Education Benefits EXPLAINED
(The Thriving Veteran)
3. Post 9/11 GI Bill Changes
(The U.S. Army Adjutant General School)
4. Post 9/11 GI Bill and Transfer of Education Benefits
(107th Niagara Falls)
5. Post- 9/11 GI Bill
6. Post 911 GI Bill Guide
(Veterans Health Administration)

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