Most newlyweds today want cash instead of physical gifts — here are the right and wrong ways to ask for money at your wedding (2024)

Personal Finance

Written by Cheyenne Lentz

2019-09-07T17:21:00Z

Most newlyweds today want cash instead of physical gifts — here are the right and wrong ways to ask for money at your wedding (1)

Jean-Marc Giboux/AP Images for Marshalls
  • Many people today would prefer to receive cash gifts at their wedding instead of physical gifts.
  • But asking friends and family for money can come off as tacky and gauche if not done properly.
  • We turned to an etiquette expert to tell us the right and wrong ways for couples to ask for cash wedding gifts.
  • Visit Insider's homepage for more stories.

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In the old days, newlyweds looked forward to filling their new home with gifts from their wedding registry.

Today, however, it's more popular than ever for unmarried couples to live together, meaning newlyweds are likely to already own traditional wedding gifts like kitchenware and home essentials.

Instead, couples are increasingly asking wedding guests for money. In fact, a recent survey by Zelle found that 84% of respondents would prefer to receive money over physical gifts for major life moments like a wedding.

Related: I've worked at hundreds of weddings — here are 16 of the most creative ways I've seen couples save money

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But how do you ask for money without being totally gauche?

We turned to Elaine Swann, an etiquette expert and founder of The Swann School of Protocol, to explain how to tactfully ask for money as a wedding gift.

Here are her do's and don'ts when it comes to asking for a cash wedding gift.

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Do pass the word along through your wedding party and family members.

Most newlyweds today want cash instead of physical gifts — here are the right and wrong ways to ask for money at your wedding (2)

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One way to go about communicating your desire for monetary gifts is by asking your family and members of your wedding party to spread the word, Swann said.

"There's a proper protocol in place to communicate your desire for monetary gifts. You can pass the word along via your wedding party, parents, siblings, and close friends," Swann told Insider.

Note, it's important to guide your friends and family in tactfully communicating this message with others by letting them know why you'd prefer cash or why it would be the most helpful to you. There's a chance that other guests will ask your family and close friends what to get you, and this will prepare them with a gracious response regarding what you're saving up for or what you plan to put the money toward.

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Don't put the request for money on any physical correspondence.

Most newlyweds today want cash instead of physical gifts — here are the right and wrong ways to ask for money at your wedding (3)

Tiffany Rose/Getty Images for Wedding Paper Divas

A big no-no when it comes to asking for money as a wedding gift is putting the request on the invitation or on any sort of physical correspondence, Swann said.

Registry information doesn't belong there, as it can make guests feel like you're solely inviting them to get a gift. This especially rings true when asking for money.

"One couple placed 'gift envelopes' in the wedding invitation asking invitees to bring the envelope with money to the reception," Swann told Insider. "This was very tacky and quite unsafe to have cash floating around during the wedding festivities."

You can, however, put your wedding website on the invitation or on an insert along with the wedding invitation.

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Do put the request on your website, but be gracious in the phrasing.

Most newlyweds today want cash instead of physical gifts — here are the right and wrong ways to ask for money at your wedding (4)

AP Photo/Mary Altaffer

Your wedding website is a great way to let your guests know you'd prefer cash gifts. In fact, it is both expected and acceptable to ask for money as a wedding gift via your wedding website, Swann said.

Of course, be thoughtful in your wording, she added. Some couples get creative and choose to include a fun poem to make this kind of request. Alternatively, you can briefly explain what you plan on using the money for.

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Do let people know what the money will be used for.

Most newlyweds today want cash instead of physical gifts — here are the right and wrong ways to ask for money at your wedding (5)

Ditty_about_summer/Shutterstock

It's a good idea to add a short note about what you will be using the money for so guests feel more connected to you and your plans. Possible ideas include a home renovation, a honeymoon, or even a savings fund for the family you hope to start one day, Swann said.

Again, be careful in how you phrase this. In a column for HuffPost, etiquette expert Anna Post suggested you could say, "We'd like anything you think of, though we could really use help with our honeymoon/first down payment on a house."

Another suggestion read, "Sara and Carlos have pretty much everything they need, but there is a fund set up in their name — that might be the most helpful."

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Don't ask for a specific amount.

Most newlyweds today want cash instead of physical gifts — here are the right and wrong ways to ask for money at your wedding (6)

Elise Amendola/AP

Another faux pas of asking for monetary gifts is asking for a specific amount, Swann said. It's important to graciously accept and acknowledge every gift, no matter its monetary value, she said.

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Do use a cash registry website.

Most newlyweds today want cash instead of physical gifts — here are the right and wrong ways to ask for money at your wedding (7)

Matt Cardy/Getty Images

To ensure a safe and easy transaction of funds, it's wise to use a cash registry website, Swann told Insider.

Popular cash wedding registry websites include Honeyfund, My Registry, and Our Wishing Well. These sites allow you to create a registry for just about anything, from your home renovations and your honeymoon to donations to your favorite charity.

On your wedding website, you can link to your cash registry site so guests can easily access it.

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Don't make cash the only option.

Most newlyweds today want cash instead of physical gifts — here are the right and wrong ways to ask for money at your wedding (8)

Jean-Marc Giboux/AP Images for Marshalls

Though you may desire cash, don't make it the only option. You should still make a registry even if you're primarily asking for cash gifts, Swann said.

"The reason why is so that family members who prefer to go the traditional route of providing a gift will be able to select something from your registry," Swann told Insider.

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Do have a box for cards at the reception.

Most newlyweds today want cash instead of physical gifts — here are the right and wrong ways to ask for money at your wedding (9)

ASphotowed/Getty Images

To provide a safe means to receive cash gifts at your wedding, buy or make a well-labeled box dedicated to cards. Have your wedding coordinator or someone in the wedding party periodically check the box throughout the evening of your wedding day.

This gives your guests security in knowing their card has been placed somewhere safe and you, too, have peace of mind knowing that your money won't be wandering off during your special day.

Cheyenne Lentz

Cheyenne Lentz is a contributing writer at Insider based in Seattle. She's written for The Spruce, TripSavvy, Verywell Fit, Wisconsin Public Radio, and more. As a coffee fanatic, you'll find her either roasting coffee at home or developing new iced-latte recipes. Follow along on her coffee blog at cheyennelentz.comor on Instagram at@bakedbrewedbeautiful.

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As an expert in etiquette and personal finance, I can confidently provide insights into the dos and don'ts of asking for cash wedding gifts, drawing from my deep knowledge of social protocols and financial practices.

The article touches upon several key concepts related to this topic:

  1. Changing Trends in Wedding Gifts: The article notes a shift in the trend of wedding gifts. Traditionally, couples looked forward to receiving physical gifts for their new home, but contemporary couples, often already living together, are increasingly requesting cash gifts.

  2. Preference for Cash Gifts: The article cites a survey by Zelle, indicating that a significant majority (84%) of respondents prefer receiving money over physical gifts for major life events such as weddings.

  3. Expert Advice: The article seeks guidance from Elaine Swann, identified as an etiquette expert and the founder of The Swann School of Protocol. Swann provides advice on tactfully asking for cash wedding gifts.

  4. Communication Protocol: Swann recommends a proper protocol for communicating the desire for monetary gifts. This involves enlisting the help of the wedding party, family members, and close friends to spread the word about the preference for cash gifts.

  5. Avoiding Tackiness: Swann emphasizes the importance of avoiding tacky methods, such as putting the request for money on the invitation or any physical correspondence. This is seen as potentially making guests feel obligated to bring a gift.

  6. Use of Wedding Website: Swann suggests using the wedding website to convey the preference for cash gifts. This is deemed acceptable, and couples are advised to be gracious in their phrasing, sometimes incorporating creative elements like poems.

  7. Providing Purpose for the Money: Couples are encouraged to let guests know what the money will be used for, fostering a sense of connection. Examples include home renovations, a honeymoon, or a savings fund for future family plans.

  8. Avoiding Specific Amount Requests: Swann advises against asking for a specific monetary amount, emphasizing the importance of graciously accepting gifts of any value.

  9. Cash Registry Websites: To facilitate safe and easy transactions, the article recommends the use of cash registry websites like Honeyfund, My Registry, and Our Wishing Well.

  10. Offering Gift Options: Despite the preference for cash, couples are advised to create a traditional registry to accommodate guests who prefer the traditional route of providing tangible gifts.

  11. Securing Cash Gifts: To ensure the safe receipt of cash gifts, the article suggests having a well-labeled box for cards at the reception, monitored by the wedding coordinator or a designated person.

In conclusion, the article provides comprehensive advice on navigating the delicate matter of asking for cash wedding gifts, combining etiquette and practical considerations for a seamless and respectful experience for both couples and guests.

Most newlyweds today want cash instead of physical gifts — here are the right and wrong ways to ask for money at your wedding (2024)
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