Personal Finance (2024)

Table of Contents
I was offered 5.30% APY on a CD, but I have better places to grow my money Years ago, I gave my son $16,000 with no strings attached. My husband wants him to pay it back — what should I do? 7 Mint alternatives to consider as the beloved budgeting app shuts down Best Money Market Accounts for April 2024 (Earn up to 5.48%) What Is a Mortgage Recast? LoanDepot Mortgage Review 2024 Crescent Bank CD Review 2024 What to Do If a Bank Closes Your Account American Express National Bank Review 2024 Today's American Express Savings Rates: Earn 4.25% APY Liquid assets: A complete guide Understanding the Current Ratio The best offers from Business Insider Coupons Credit Cards Savings Financial Planning Retirement Personal Finance Insurance What Is FAFSA? How to Complete the FAFSA Application: Step-by-Step How Long Should You Keep Bank Statements? Understanding Preforeclosure What's the Average Savings Account Balance? Insights & Trends Bank Statements: Understanding Your Account Balances 7 steps to start an LLC for your small business Delta's limited-edition metal credit card is made from an old Boeing 747 aircraft — here's how you can get one Best CD Rates for April 2024 (Earn up to 9.50% APY) I booked a last-minute hotel room in Hawaii with credit card rewards — it saved me nearly $700 Mortgage Interest Rates Today, April 25, 2024 | Rates Stay Relatively Flat Chase Sapphire Preferred vs. Capital One Venture: A Comparative Analysis Bank of America Preferred Rewards: Your Complete Guide Why a 30-something who paid off $100,000 of debt has 7 bank accounts Bounced Checks: Causes, Consequences, and Prevention GeoBlue Travel Insurance Review 2024 Best 3-Year CD Rates for April 2024 (Up to 5.00%) Best 2-Year CD Rates for April 2024 (Up to 5.64%) How to Find a Life Insurance Policy Best 18-Month CD Rates for April 2024 (Up to 5.30% APY) Debt to equity ratio: Calculating company risk Best 6-Month CD Rates for April 2024 (Up to 5.55%) HSBC Bank Review 2024 Webull Cash Management Account Review 2024 Brex Business Account Review 2024 Nova Credit Review 2024 Student Loan Default: A Guide to Prevention and Solutions Better Mortgage Review 2024 Webull vs. Robinhood: A Comparative Guide for Investors I have an 11-year-old dog — my pet insurance isn't cheap, but it's worth every penny Mortgage Interest Rates Today, April 24, 2024 | Rates Still Slated to Go Down This Year Unlocking the Basics of Pawnshop Loans Current ARM rates: 5-year, 7-year, and 10-year ARM rates today Synchrony Bank Review 2024 Today's Synchrony Bank CD Rates: Earn up to 5.25% APY Biweekly Mortgage Payments vs. Monthly Mortgage Payments: Which Is Better for You? What a Gen Zer who paid off over $50,000 of debt says people get wrong about saving money

Personal Finance 2023-12-21T13:44:01Z

Personal Finance (1)

I was offered 5.30% APY on a CD, but I have better places to grow my money

A CD would offer a better rate than my high-yield savings account, but it would be risky to take money out of my emergency savings.

Personal Finance 2023-12-03T11:28:02Z

Personal Finance (2)

Years ago, I gave my son $16,000 with no strings attached. My husband wants him to pay it back — what should I do?

"For Love & Money" answers your relationship and money questions. This week, a reader says they gave their son money years ago, and their husband wants it back.

Personal Finance 2023-12-05T14:58:24Z

Personal Finance (3)

7 Mint alternatives to consider as the beloved budgeting app shuts down

Intuit is shutting down Mint in January 2024 and asking users to move to Credit Karma. If you're a Mint user, look at these 7 alternative budgeting apps.

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Personal Finance 2024-04-25T20:09:16Z

Personal Finance (5)

What Is a Mortgage Recast?

Learn what a mortgage recast entails, its advantages, and how it can offer a financially savvy strategy for homeowners looking to lower monthly payments without refinancing.

The best offers from Business Insider Coupons

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Personal Finance 2024-04-25T17:22:51Z

What Is FAFSA?

Understand what the FAFSA is, why it's crucial for getting college financial aid, and the key steps involved in completing this important application.

Personal Finance 2024-04-25T16:52:09Z

How to Complete the FAFSA Application: Step-by-Step

Learn how to fill out the FAFSA form, meet deadlines, and get the financial aid you need for college. Get expert tips and answers to common questions.

Personal Finance 2024-04-25T16:38:46Z

How Long Should You Keep Bank Statements?

Discover how long to keep bank statements and ways to dispose of them safely. We'll also explain how to safely store online and paper bank statements.

Personal Finance 2024-04-25T16:10:20Z

Understanding Preforeclosure

Learn about the process of preforeclosure, including how it works, implications for homeowners and buyers, and what to do if you find yourself in preforeclosure.

Personal Finance 2024-04-25T15:48:41Z

What's the Average Savings Account Balance? Insights & Trends

See average savings account balances by age, education level, household size, and more. Learn what factors influence savings and how to boost yours.

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Personal Finance 2024-04-25T15:27:20Z

Bank Statements: Understanding Your Account Balances

Discover what a bank statement is and why it's crucial for managing your finances. We'll include tips on how to use bank statements to track spending.

Personal Finance 2024-04-25T13:51:34Z

7 steps to start an LLC for your small business

If you're starting a small business, it's important that your personal assets are protected from your business liabilities — that's what an LLC does.

Personal Finance 2024-04-25T13:18:50Z

Delta's limited-edition metal credit card is made from an old Boeing 747 aircraft — here's how you can get one

Want to keep part of a plane in your wallet? Certain Delta cardholders can request a limited-edition metal credit card made from a retired Boeing 747.

Personal Finance 2024-04-25T13:03:09Z

Best CD Rates for April 2024 (Earn up to 9.50% APY)

Find the best CD rates for terms from 3 months to 5 years. Our list includes FDIC-insured or NCUA-insured CDs paying up to 9.50% APY. Start saving today.

Personal Finance 2024-04-25T12:59:01Z

I booked a last-minute hotel room in Hawaii with credit card rewards — it saved me nearly $700

During a family trip to Hawaii, I decided last minute to spend a few days traveling solo — it was very affordable thanks to my rewards credit card.

Personal Finance 2024-04-25T10:00:01Z

Mortgage Interest Rates Today, April 25, 2024 | Rates Stay Relatively Flat

These are today's mortgage and refinance rates. After spiking above 7% earlier this month, mortgage rates have generally been holding steady this week.

Personal Finance 2024-04-25T00:07:01Z

Chase Sapphire Preferred vs. Capital One Venture: A Comparative Analysis

Our guide comparing the Chase Sapphire Preferred and Capital One Venture helps you decide which credit card best suits your travel and spending needs.

Personal Finance 2024-04-24T22:06:22Z

Bank of America Preferred Rewards: Your Complete Guide

Dive into the Bank of America Preferred Rewards program with our guide on tier benefits, eligibility, and tips for maximizing rewards and savings.

Personal Finance 2024-04-24T21:44:01Z

Why a 30-something who paid off $100,000 of debt has 7 bank accounts

Not everyone needs seven bank accounts, but more than one can be useful to hit your savings goals. Here's how to start saving more today.

Personal Finance 2024-04-24T21:35:10Z

Bounced Checks: Causes, Consequences, and Prevention

Discover why checks bounce. We'll also explain the consequences for the issuer and recipient and provide effective strategies for preventing bounced checks.

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Personal Finance 2024-04-24T21:24:03Z

GeoBlue Travel Insurance Review 2024

Our GeoBlue Travel Insurance review covers plan options, coverage limits, and shortcomings. Find the right GeoBlue plan for your travel needs.

Personal Finance 2024-04-24T21:23:33Z

Best 3-Year CD Rates for April 2024 (Up to 5.00%)

The best 3-year CD rate is 5.00% APY. Many banks and credit unions have 3-year CDs paying at least 4.46% APY and are available nationwide. Start saving today.

Personal Finance 2024-04-24T21:21:13Z

Best 2-Year CD Rates for April 2024 (Up to 5.64%)

A 2-year CD allows you to maintain the same interest rate for two years. Short-term CDs pay higher interest rates, but 2-year CDs offer other perks. Start saving today.

Personal Finance 2024-04-24T21:11:50Z

How to Find a Life Insurance Policy

Whether you're finding your own policy or a policy for a deceased loved one, our guide offers practical tips and resources to streamline the search.

Personal Finance 2024-04-24T20:52:01Z

Best 18-Month CD Rates for April 2024 (Up to 5.30% APY)

The best 18-month CD rates pay up to 5.30% APY. We researched over two dozen financial institutions to determine the best CDs. Start saving today.

Personal Finance 2024-04-24T20:29:57Z

Debt to equity ratio: Calculating company risk

Explore the significance of the debt-to-equity ratio in assessing a company's risk. Learn calculations, industry standards, and business implications.

Personal Finance 2024-04-24T20:28:29Z

Best 6-Month CD Rates for April 2024 (Up to 5.55%)

The best 6-month CD rates pay well above the average 6-month CD rate of 1.57% APY. The best 6-month CDs offer up to 5.55% APY. Start saving today.

Personal Finance 2024-04-24T20:12:35Z

HSBC Bank Review 2024

You can now only open Premier accounts with HSBC Bank, which can be good if you qualify to waive monthly fees and earn high rates. Start saving today.

Personal Finance 2024-04-24T20:01:19Z

Webull Cash Management Account Review 2024

Discover our Webull Cash Management Account review to learn about its fees and benefits. We'll also compare it to other popular cash management accounts.

Personal Finance 2024-04-24T20:01:09Z

Brex Business Account Review 2024

Explore the Brex Business Account in our 2024 review. We cover the account's fee structure, features, opening requirements, and account accessibility.

Personal Finance 2024-04-24T19:49:23Z

Nova Credit Review 2024

Learn about Nova Credit in 2024, a revolutionary service transforming how immigrants share their credit history across borders. This review covers its features, benefits, and how it facilitates easier access to credit in a new country.

Personal Finance 2024-04-24T18:47:12Z

Student Loan Default: A Guide to Prevention and Solutions

Understand what student loan default is, the serious consequences, and how to prevent it or get back on track if you've already defaulted.

Personal Finance 2024-04-24T18:23:48Z

Better Mortgage Review 2024

Explore Better Mortgage in our 2024 review. Learn about rates, fees, application process, and customer experiences to determine if it's right for your needs.

Personal Finance 2024-04-24T18:00:10Z

Webull vs. Robinhood: A Comparative Guide for Investors

Compare Webull and Robinhood to see which stock trading app best suits your investment style. Explore investment options, pricing, features, perks, and more.

Personal Finance 2024-04-24T12:38:02Z

I have an 11-year-old dog — my pet insurance isn't cheap, but it's worth every penny

When my dog was hospitalized, it was worth the cost of pet insurance to not have to think about whether we could afford treatments he needed.

Personal Finance 2024-04-24T10:00:01Z

Mortgage Interest Rates Today, April 24, 2024 | Rates Still Slated to Go Down This Year

These are today's mortgage and refinance rates. Mortgage rates are likely to remain elevated in the near term, but they may still drop this year as inflation slows.

Personal Finance 2024-04-23T22:06:19Z

Unlocking the Basics of Pawnshop Loans

Dive into the essentials of pawnshop loans. Learn how they work, the benefits, risks, and what to know before using personal items as collateral.

Personal Finance 2024-04-23T21:59:04Z

Current ARM rates: 5-year, 7-year, and 10-year ARM rates today

Here are today's ARM rates. Learn how an adjustable-rate mortgage could impact your budget. They can help you save, but there are risks.

Personal Finance 2024-04-23T21:56:36Z

Synchrony Bank Review 2024

Synchrony Bank pays high interest rates, and it has one of the best high-yield savings accounts. But it doesn't have a checking account. Start saving today.

Personal Finance 2024-04-23T21:56:23Z

Today's Synchrony Bank CD Rates: Earn up to 5.25% APY

Synchrony Bank CD rates are competitive, especially compared to other-big name banks. It has more types of CDs than most institutions. Start saving today.

Personal Finance 2024-04-23T21:56:18Z

Biweekly Mortgage Payments vs. Monthly Mortgage Payments: Which Is Better for You?

Discover the differences between biweekly and monthly mortgage payments in 2024. Understand how each strategy impacts your loan term, interest, and overall financial planning.

Personal Finance 2024-04-23T21:55:01Z

What a Gen Zer who paid off over $50,000 of debt says people get wrong about saving money

Saving money is not a chore, says financial influencer and author Berna Anat. It is a way to pay yourself first and set up financial freedom.

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Personal Finance (2024)
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