Thematic Investing | J.P. Morgan Private Bank (2023)

FAQs

Is thematic investing good? ›

Investing in thematic ETFs carries higher risks and, potentially, more lucrative rewards than the broader ETF space. Investors should be aware of the pitfalls to participating in these niche ETFs, but at the same time, if done carefully, thematic ETF investment can provide excellent returns.

Requirements for Private Banking

Clients with at least $10 million in assets can become J.P. Morgan private bank customers. 3 Its wealthy clients enjoy custom financial planning, goals-based investing and advice, cross-border wealth advisory, and more.

Thematic investing is an approach which focuses on predicted long-term trends rather than specific companies or sectors, enabling investors to access structural, one-off shifts that can chatnge an entire industry.

Powerful mobile and online platforms for secure banking anytime, anywhere. Access to thousands of Chase branches across the country, and fee-free access to ATMs around the world. Dedicated J.P. Morgan team members and client service professionals who cover your entire relationship with J.P. Morgan.

In summary, it can be said that for the same social effect, thematic investment suggests that it may be achieved in a diffuse and non-measurable way, whereas impact investment will prove it. These impact investments are not yet available to individuals because the associated risks are significant and multiple.

There's a $100,000 minimum for most equity, balanced and fixed income accounts in Morgan Stanley's Fiduciary Services program. For most municipal bond, high yield and tax-efficient equity accounts, as well as financial planning services, there's a $250,000 minimum.

An initial minimum deposit of $500 and a minimum balance of $250 is required to maintain a J.P. Morgan Automated Investing account. The initial minimum deposit amount must be made within 60 days.

Having at least $250,000 in investable assets is the minimum you'll need to qualify for private banking. But even if you have that kind of money, this service may not be right for you. There are several important caveats to the perks offered by private banking.

Thematic investing involves centering an investment strategy on a defined long-term trend instead of buying into specific companies or industry sectors. Thematic investing is a long-term strategy and it capitalizes on opportunities in the market resulting from geopolitical, macroeconomic, and technological trends.

What is thematic investing ESG? ›

Themed investing allows investors to address ESG issues by investing in specific solutions to them, such as renewable energy, waste and water management, sustainable forestry and agriculture, health products and inclusive finance.

Thematic approach is the way of teaching and learning where many areas of the curriculum are connected together and integrated within a theme thematic approach to instruction is a powerful tool for integrating the curriculum and eliminating isolated and reductionist nature of teaching it allows learning to be more ...

The bottom line: J.P. Morgan Self-Directed Investing is a clear-cut investment platform that is great for beginners looking to learn how to buy and sell investments. More advanced investors, however, may find it lacking in terms of available assets and tools.

J.P. Morgan Private Bank – $10 million

According to Global Finance, the institution has ranked as the “Best Private Bank in the World” for three consecutive years (2020-2022).

JPMorgan provides financial services to consumers, small businesses, large corporations, governments, and other clients. Its Consumer & Community Banking segment is the largest source of revenue. The Corporate & Investment Bank segment is the largest source of net income.

Theme Investing ETF Overview

With 311 ETFs traded on the U.S. markets, Theme Investing ETFs have total assets under management of $106.66B. The average expense ratio is 0.62%. Theme Investing ETFs can be found in the following asset classes: Equity.

Other studies have found that ESG investments can outperform conventional ones. JUST Capital ranks companies based on factors such as whether they pay fair wages or take steps to protect the environment.

Is ESG investing profitable? ›

69% of frequent investors classed ESG investments as “very profitable” or “somewhat profitable”. Actual studies of returns from ESG and non-ESG portfolios have yielded mixed results.

Where Do Millionaires Keep Their Money? Statistics on millionaires show that rich individuals tend to turn to private banks to safeguard their financial assets. These institutions provide a broad range of financial products, services, and knowledge under one roof.

This is a question that many people ask themselves as they approach retirement. The simple answer is yes. You can retire on 10 million dollars. However, there are a few things to consider before making this decision.

Is Chase Private Client worth it? The invitation-only Chase Private Client can be worth it if you have at least $150,000 in liquid assets. Because your bank deposits will earn minimal interest, Private Client can be worth it if most of your balance is with You Invest℠ by J.P. Morgan.

The minimum amount varies — $1 million is most likely the minimum for most private banks, Foy says. But there are some exceptions. For instance, Chase Private Client requires customers to keep a $150,000 worth of deposits and/or investment.

Do I have to invest a certain amount? The minimum investment for Morgan Stanley Access Investing is $5,000. If you plan to open a tax-advantaged account such as an IRA, please consider the IRS's annual contribution limits, which you can view on the IRS website.

The majority of accounts in private banking do not carry FDIC insurance. This means the investors could lose everything in the account to bad portfolio management and poor stock choices. Aggressive management by a savvy private banker can provide massive financial gains for investors.

As noted above, clients must generally have a minimum of $10 million in investable assets to open an account.

What is a thematic portfolio? ›

Thematic investing involves creating a portfolio (or portion of a portfolio) by gathering together a collection of companies involved in certain areas that you predict will generate above-market returns over the long term. Themes can be based on a concept such as ageing populations or a sub-sector such as robotics.

The primary objective of the Scheme is to generate capital appreciation primarily from a portfolio of Sectoral/ Thematic schemes accessed through the diversified investment styles of underlying schemes.

Thematic stock lists are groups of stocks related to an idea or trend. For each theme, we use proprietary research and technology to select stocks that collectively relate to a trend, market insight, or innovation.

Thematic Funds are the kind of mutual funds that are invested in stocks of a particular theme. This theme could be anything - international stocks, multi-sector stocks, commodity stocks, rural India, infrastructure stocks, etc.

A thematic ETF is a fund that offers the opportunity to invest based on a particular theme, such as climate change or artificial intelligence. The ETF then holds companies that should benefit from that trend.

Thematic Sourcing: An Innovative Approach to Finding the Best Deals. With thematic sourcing, or thematic investing, firms and investment banks formulate their sourcing strategy around a particular niche and/or long-term global trends that will reshape society.

1 Definition

Education.com defines a thematic approach as a “teaching approach that organizes subject matter around unifying themes.” Each subject area is brought together under the banner of a certain topic, such as bugs, dinosaurs or castles.

JPMorgan's earnings were weighed down by sinking stock prices, slower investment banking activity and a softer market for home loans. It is feeling the effects of interest rate increases the Federal Reserve is making to combat steep inflation, which has roiled financial markets.

How do you qualify for Chase Private Client? ›

To qualify as a Chase Private Client you need to have a daily average of $150,000 in Chase investments and accounts. You can also gain access to Chase Private Client benefits if you share an account with an immediate family member who is a Chase Private Client.

Bank of America, Citibank, Union Bank, and HSBC, among others, have created accounts that come with special perquisites for the ultra-rich, such as personal bankers, waived fees, and the option of placing trades. The ultra rich are considered to be those with more than $30 million in assets.

Examples of cash equivalents are money market mutual funds, certificates of deposit, commercial paper and Treasury bills. Some millionaires keep their cash in Treasury bills that they keep rolling over and reinvesting. They liquidate them when they need the cash.

The Lifestory Research 2022 America's Most Trusted® Bank Study found Chase the most trusted bank. The America's Most Trusted® Study is a large-scale survey of consumers in the United States that seeks to identify the brands that people trust the most within their respective industries.

Some might use a private bank because they consider it to be prestigious; some might want the high-class service; while others like the perceived discretion. As the word "private" implies, this type of bank has long held a reputation for privacy and secrecy.

Financial Performance: sustained build-up of AUM

JPMorgan's Private Bank has registered strong financial performance in 2021 with global segment revenues increasing 17% year-on-year to USD $7.7 billion driven by lending, annuity, and transactional investment.

Thematic investing involves centering an investment strategy on a defined long-term trend instead of buying into specific companies or industry sectors. Thematic investing is a long-term strategy and it capitalizes on opportunities in the market resulting from geopolitical, macroeconomic, and technological trends.

Themed investing allows investors to address ESG issues by investing in specific solutions to them, such as renewable energy, waste and water management, sustainable forestry and agriculture, health products and inclusive finance.

Thematic stock lists are groups of stocks related to an idea or trend. For each theme, we use proprietary research and technology to select stocks that collectively relate to a trend, market insight, or innovation.

What is a thematic fund? ›

Thematic Funds are the kind of mutual funds that are invested in stocks of a particular theme. This theme could be anything - international stocks, multi-sector stocks, commodity stocks, rural India, infrastructure stocks, etc.

The primary objective of the Scheme is to generate capital appreciation primarily from a portfolio of Sectoral/ Thematic schemes accessed through the diversified investment styles of underlying schemes.

A thematic ETF is a fund that offers the opportunity to invest based on a particular theme, such as climate change or artificial intelligence. The ETF then holds companies that should benefit from that trend.

Thematic Sourcing: An Innovative Approach to Finding the Best Deals. With thematic sourcing, or thematic investing, firms and investment banks formulate their sourcing strategy around a particular niche and/or long-term global trends that will reshape society.

“Thematic investing” refers to strategies through which investors can invest in long- term ideas and trends, allowing them to capture potential opportunities created by the impact of economic, technological, and social changes.

A thematic index represents the performance of companies associated with particular structural themes, trends and concepts. Concepts that are likely to shape the future of economies and societies in the decades to come and may also dominate the investment opportunity set in the medium- to long-term.

ESG looks at the company's environmental, social, and governance practices alongside more traditional financial measures. Socially responsible investing involves choosing or disqualifying investments based on specific ethical criteria. Impact investing aims to help a business or organization produce a social benefit.

Currently there are 8,966 ETFs globally, with a combined total of roughly $9 trillion assets under management (AUM).

Thematic Investing: Megatrends

Active and Index Megatrend Funds provide unconstrained access across different sectors, geographies, and market cap sizes and companies set to benefit from global structural change.

What is the difference between thematic and sector funds? ›

Sectoral funds invest in a specific sector like pharma, banking, real estate, etc. On the other hand, thematic funds invest in a theme that is about an idea or a goal encompassing multiple sectors. Both funds are high-risk-return equity funds where thematic funds offer slightly higher diversity than sectoral funds.

Sector mutual funds invest a minimum of 80% of their assets in a particular sector as per SEBI's guidelines.