UTI Aggressive Hybrid Fund Regular Plan-Growth (₹ 339.19) - NAV, Reviews & asset allocation (2024)

Investment Growth

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UTI Aggressive Hybrid Fund Regular Plan-Growth

UTI Aggressive Hybrid Fund Regular Plan-Growth Fund Details

Investment Objective - The scheme seeks to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies across the market capitalization spectrum. The fund also invests in debt and money market instruments with a view to generate regular income.

UTI Aggressive Hybrid Fund Regular Plan-Growth Investment Details

• Equity

• Debt

• Asset Allocation

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  Asset Allocation History

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  EquityDebtCash

  Sector Allocation

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  Market Cap Allocation

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  Concentration & Valuation Analysis

  	FEB 2024	JAN 2024	DEC 2023	NOV 2023	OCT 2023	SEP 2023
  Number of Holdings	90	93	98	98	98	100
  Top 5 Company Holdings	26.81%	26.33%	26.33%	25.83%	26.19%	26.16%
  Top 10 Company Holdings	41.69%	41.48%	41.34%	40.51%	41.22%	41.43%
  Company with Highest Exposure	HDFC Bank (6.68%)	HDFC Bank (6.61%)	HDFC Bank (7.43%)	HDFC Bank (7.13%)	HDFC Bank (7.07%)	HDFC Bank (7.08%)
  Number of Sectors	15	15	15	15	16	16
  Top 3 Sector Holdings	38.32%	38.28%	38.24%	38.02%	37.84%	38.32%
  Top 5 Sector Holdings	51.56%	51.97%	51.47%	50.0%	49.22%	49.89%
  Sector with Highest Exposure	Financial (22.7%)	Financial (21.95%)	Financial (22.58%)	Financial (21.84%)	Financial (22.27%)	Financial (22.21%)

• Top Stock Holdings

• Sector Holdings in MF

• Debt Holdings in Portfolio

• Company	Sector	Assest(%)	P/E	EPS-TTM(₹)	RETURN 1 YR(%)
  HDFC Bank	Financial	6.68	18.56	77.75	-7.70
  ICICI Bank	Financial	5.75	18.02	60.50	27.45
  Reliance Industries	Energy	4.29	28.14	103.41	29.46
  Infosys	Technology	4.02	25.68	58.77	9.77
  	Construction	3.14	39.31	92.03	63.95
  	Automobile	2.76	20.95	89.67	61.28
  ITC	Consumer Staples	2.52	26.07	16.44	12.60
  Axis Bank	Financial	2.1	23.74	43.53	21.74
  Indusind Bank	Financial	1.86	13.56	111.50	48.50
  HCL Technologies	Technology	1.82	26.93	57.85	46.15

• Cumulative Returns

• SIP returns

• Discrete Returns

• Quant Measures

• Asset Allocation

• Scheme Name	NAV(Rs./Unit)	Scheme Rating	AUM(Rs. Cr)	1M	1Y	3Y	5Y
  UTI Aggressive Hybrid Fund Regular Plan-Growth	339.19		5,243.15	-0.57	32.53	18.11	15.05
  Quant Absolute Fund-Growth	390.43		1,787.77	-1.00	36.26	23.08	23.73
  	32.29		656.95	-1.16	44.93	23.67	20.38
  	332.74		32,429.17	0.47	40.14	24.78	20.20
  SBI Magnum Children's Benefit Fund - Investment Plan Regular - Growth	31.42		1,686.94	-1.74	33.72	30.43	-

• Standard Deviation

  Standard Deviation

  Standard deviation is the deviation of the fund's return around mean.

  Low Volatality

  9.42VS9.93

  Fund Vs Category Avg

• Beta

  Beta

  Beta shows the portfolio risk in relation to the market. A beta of less than 1 means that the fund returns are less volatile compared to the broader market. A beta of more than 1 means that the fund returns are more volatile than the broader markets. A beta equal to 1 means that fund's volatility is in line with the broader market.

  Moderate Volatility

  0.77VS0.77

  Fund Vs Category Avg

• Sharpe Ratio

  Sharpe Ratio

  Sharpe ratio is a risk adjusted performance measure. A fund with a higher Sharpe ratio is considered better than a fund with a lower Sharpe ratio.

  Better risk-adjusted returns

  1.30VS1.04

  Fund Vs Category Avg

• Treynor's Ratio

  Treynor's Ratio

  Treynor is a risk adjusted performance measure. A fund with a higher Treynor ratio is considered better than a fund with a lower Treynor ratio.

  Better risk-adjusted returns

  16.02VS13.92

  Fund Vs Category Avg

• Jensen's Alpha

  Jensen's Alpha

  Alpha shows the ability of the fund manager to outperform the market. A higher Alpha is preferred.

  Better risk-adjusted returns

  5.04VS3.17

  Fund Vs Category Avg

• Mean Return

  Mean Return

  Average return generated by the fund during a specified period.

  Better average monthly returns

  17.31VS15.43

  Fund Vs Category Avg

Risk Ratio Chart

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About UTI Aggressive Hybrid Fund Regular Plan-Growth
1. UTI Aggressive Hybrid Fund - Regular Plan is Open-ended Aggressive Hybrid Hybrid scheme which belongs to UTI Mutual Fund House.
2. The fund was launched on Mar 20, 1995.

Investment objective & Benchmark
1. The investment objective of the fund is that " The scheme seeks to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies across the market capitalization spectrum. The fund also invests in debt and money market instruments with a view to generate regular income. "
2. It is benchmarked against CRISIL Hybrid 25+75 Aggressive Index.

Asset Allocation & Portfolio Composition
1. The asset allocation of the fund comprises around 70.29% in equities, 26.33% in debts and 3.39% in cash & cash equivalents.
2. While the top 10 equity holdings constitute around 34.94% of the assets, the top 3 sectors constitute around 38.32% of the assets.
3. The fund largely follows a Growth oriented style of investing and invests across market capitalisations - around 0.0% in giant & large cap companies, 0.0% in mid cap and 0.0% in small cap companies.
4. The portfolio allocation of debt securities primarily have 2 kinds of risks: interest rate risk & credit risk. While the interest rate movements are driven by the fund's duration, credit quality of debt securities are based on the weighted average credit ratings of a fund. Generally, funds with high credit quality will have the weighted average credit rating of AA- and higher rated securities, funds with medium credit quality will hold securities having credit rating lying between A- to BBB- and funds with low credit quality will hold securities having average credit rating of less than BBB-. Credit rating is a qualitative tool that basically assesses the creditworthiness and financial soundness of a company and takes into consideration several factors including the default rate and solvency of the concerned business entity.

Tax Implications on UTI Aggressive Hybrid Fund Regular Plan-Growth
Hybrid funds which usually invest 65% or more in equity & equity-related instruments will be taxed like Equity funds and those which invest up to 35% in equity & equity-related instruments will be taxed like the new taxation structure of debt funds. Also, the hybrid funds which invest between 35-65% in equity & equity-related instruments will be taxed as per the old taxation structure of debt funds. Generally, tax implications are based on the average asset allocation of the last 12 months in which the fund has invested. However, since the market is dynamic, asset allocation towards equity may increase or decrease depending on the prevailing market & economic conditions. So, the tax treatment of the given fund will vary accordingly and will be determined by its asset allocation. Below are the tax implications from the equity as well as debt side:

For Hybrid funds with 65% and above allocation in equity & equity related instruments:
1. Gains are taxed at a rate of 15% (Short-term Capital Gain Tax - STCG) if units are redeemed within 1 year of investment.
2. For units redeemed after 1 year of investment, gains of up to Rs. 1 lakh accruing from those units in a financial year shall be exempted from tax.
3. Gains of more than Rs. 1 lakh will be taxed at a rate of 10% (Long-term Capital Gain Tax - LTCG).

For Hybrid funds with 35-65% allocation in equity & equity related instruments:
1. If units are redeemed within 3 years of investment, the whole gain will be added to the investor's income and taxed as per his/her applicable slab rate.
2. For units redeemed after 3 years of investment, gains will be taxed at a rate of 20% post-indexation benefits. Indexation is a process of recalculating the purchase price after accounting for inflation into it. The benefit of indexation lies in lowering one's capital gains which brings down the taxable income and thereby reduces taxes on it.

For Hybrid funds with 0-35% allocation in equity & equity related instruments:

Capital Gains Tax Implications:
If the investment is made after Apr 1, 2023:
1. The entire amount of gain will be added to the investor's income (irrespective of the period of investment) and will be taxed as per his/her applicable slab rate.
If the investment is made before Apr 1, 2023:
1. If units are redeemed within 3 years of investment, the whole gain will be added to the investor's income and taxed as per his/her applicable slab rate.
2. For units redeemed after 3 years of investment, gains will be taxed at a rate of 20% post-indexation benefits. Indexation is a process of recalculating the purchase price after accounting for inflation into it. The benefit of indexation lies in lowering one's capital gains which brings down the taxable income and thereby reduces taxes on it.

Dividend Tax Implications:
1. For Dividend Distribution Tax, the dividend income from this fund will get added to an investor’s income and taxed according to his/her respective tax slabs.
2. Also, for dividend income more than Rs 5,000 in a financial year; the fund house shall deduct a TDS of 10% on such income.