What identification is needed for money transfer (2024)

FAQs

What ID do I need to transfer money? ›

Your recipient's 6-digit sort code. Your recipient's 8-digit account number. A payment reference (usually with your name, so the recipient can identify the source of money) Date of transfer.

When sending a domestic bank wire, you will need to provide the recipient's name, address, bank account number, and ABA number (routing number).

To collect a cash transfer, your recipient will need: the transfer's unique PIN. a piece of government-issued photo ID which is in their name and is in date.

For domestic wire transfers, you need the following basic information. The recipient's full name and physical address are necessary to ensure the money is going to the right person. You'll need the recipient's bank account and ABA or routing number if the funds are going directly to the recipients' bank.

We do what we can to reduce the risk that your money is given to the wrong person. Western Union requires receivers to provide photo ID as an added way of ensuring they are who they say they are – and although it's not 100% reliable, this simple procedure helps protect your money transfer. Send with confidence.

You can move money from one bank to your other one online in a few steps: Log into your bank's website or connect via the bank's app. Click on the transfer feature and choose transfer to another bank. Enter the routing and account numbers for the account at the other bank.

A picture identification card will be required to pick up money from an agent location. Depending on the country and the agent location where the receiver will pick up the money, the forms of acceptable ID may vary. In general, passports and national IDs are acceptable. A driver's license might not be valid.

To receive a money transfer, visit the Customer Service Desk or Money Center & present a valid photo ID.

Which money transfer service does not require identification? ›

Payment transfer providers such as Western Union, MoneyGram, Money2World offer remittance services that allow customers to send money without ID verification. Clients need to provide the recipients' details as well as a valid photo ID for their own identity verification.

pick up your money. Bring your government-issued photo ID and tracking number (MTCN) to receive your receipt and get your cash.

The requirement that financial institutions verify and record the identity of each cash purchaser of money orders and bank, cashier's, and traveler's checks in excess of $3,000.

If the bank initiated the transfer, notify the bank immediately so that it can investigate your claim. If you first contact the bank by phone, it is a good practice to follow up in writing. If you wired the funds through a third party (e.g., Western Union), contact that party to find out what their procedures are.

Only you and the receiver can see the bank transfer reference, so you don't need to worry about this information being shared with external sources and getting into the hands of the wrong people. The only way someone is able to find out this information is if you tell them.

It's generally considered safe to give out your account number and sort code, but you should always use common sense and avoid sharing your bank details with people you don't know or expect payments from.