How To Make Payment On AliExpress From Nigeria (2024)

How To Make Payment On AliExpress From Nigeria (1)

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How To Pay On AliexpressAliexpress is an online marketplace like eBay and Amazon, created purposely for much easier connection and interaction between the buyers and sellers.

On, which is their official website address, sellers can easily put their products on sale from buyers to buy, irrespective of the locations with regular buyers protection ensured.

It is a well known fact that products on Aliexpress are much more cheaper and affordable for the buyers. Irrespective of what you want to buy, ranging from accessories and phones on Aliexpress, clothes and wears, shoes by different brands, home appliances and many more. This is one of the reasons many people troop to the online marketplace to purchase their needs.

Hence, if you're buying some products on AliExpress, it's essential to get familiar with the AliExpress platform, the payment method and how to make payment on AliExpress from Nigeria. This is very essential! Imagine wanting to get a particular sleek sneekers, you selected the products and unfortunately you got stuck Midway due to your inability to process the payment— That can be very frustrating!

However, with the following guides, you will learn how to make payment for any products on Aliexpress.

The guide on how to make payment on AliExpress from Nigeria is simple, easy to follow and adopt.

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Generally, payment on AliExpress is secured. Hence, your account's personal details are guaranteed to be safe.

There are different payment methods that are made available for users who intend to purchase from Aliexpress. There's a variety of methods to choose from depending on your preference and the most considered easy payment method. However, this is not applicable to all products listed on Aliexpress. Some selected goods are restricted to some particular payment methods.

Basically, you can use credit card to pay on Aliexpress from Nigeria without exposing any confidential details. They are protected by VeriSign SSL encryption which is considered the most secured in the world.

To pay on Aliexpress from Nigeria, Select Payment Method, Add your debit card details. Preferably a Visa or MasterCard, Click done and AliExpress will process your payment.

More information on this is provided in other section of the article.

What Currency Can I Use To Make Payment On AliExpress?

Normally, product listed for sale on AliExpress are done using the US dollar currency. However, with the space for enough flexibility allowed, people can easily buy product and make payment on AliExpress from Nigeria using the AliExpress local currency method.

This method allows buyers to buy using their local currency. Hence, you can make payment on AliExpress from Nigeria using the Naira currency. However, you will debited based on your bank's dollar exchange rate.

AliExpress Dollar Rate

The dollar to naira exchange rate on aliexpress mostly differs depending on the bank's exchange rate. Presently, GT bank and Access Bank charge nothing more than 500 naira per dollar as their AliExpress Dollar rate.

Note, the dollar to naira exchange rate only applies to when making payment on Aliexpress. The original exchange rate differs.

How To Make Payment On AliExpress From Nigeria Using Card

Payment on Aliexpress can be made using either credit card or debit card. Hence, in Nigeria, you can make payment using your Visa card or MasterCard. It's advised to use MasterCard. Often times, they don't approve payment made with a Visa card.

Most especially, if you are in Nigeria, it is only Visa or MasterCard you can use to make payment on AliExpress. Using your Naira MasterCard or Visa to make payment for goods bought on AliExpress is the most convenient way to make payment without any trouble on AliExpress.

To make payment, after placing your order, select pay with card. Immediately, you will be directed to a page where you will insert your card details. There, you will be able to choose card as your preferred payment method. Then input the card details as provided.

Then click on "Pay Now"

You can then follow all the necessary on-screen instructions. Enter the following details in the provided space.

  1. Naira Visa or MasterCard Card Number
  2. Expiration Date as provided on your Naira Visa or MasterCard.
  3. Security Code: The security code is the 3-digit number stated at the back if your card.
  4. Cardholder Name: This is the name on your ATM card. This should be provided as stated on your card.

After entering the details, then click on "Pay My Order"

If the details your inserted are correct, your payment will be approved immediately after inputing the OTP code sent to the account's registered phone number.

After this, your money will be secured in the Aliexpress Escrow. This is to ensure safe delivery before releasing the money to the seller.

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How To Make Payment On AliExpress From Nigeria Using Bank Transfer

On the checkout page, select Bank Transfer as your payment method.

In the Bank Transfer Information section, you will see the account information you need to transfer your payment.

Please print out the section containing your Bank Transfer Information.

Go to your local bank to transfer your payment. Bring the printed Bank Transfer Information and show it to the bank officer before making your payment. Once complete, your payment will be held securely in an account.

If the status of your order has not changed to “buyer has paid the order ” 7 business days after you’ve paid, please contact AliExpress.

When using bank transfers, please transfer enough money to cover all banks` service fee.

This will ensure that the supplier receives your full payment and will help you avoid monetary loss caused by refunds or disputes.

Note: Please do not make bank transfer or payment directly to suppliers account. Only transactions and payment made on/to AliExpress are eligible for Buyer Protection.

Another available payment method is PayPal. This is only available for selected goods.

Payment on Aliexpress can be quite frustrating at times. Noteworthy, this is not a problem from Aliexpress or their respective payment methods, instead, it's a problem from your bank.

Early this year, all banking institutions in Nigeria were directed to only allow international transactions or payments not more than $20. Hence, you won't be able to make purchase for goods above $20 if you are purchasing from Nigeria, using the Naira Visa or MasterCard.

Your spending limit for online transactions in a single month is basically $20. Unfortunately, this has hampered the payment for most products and purchases by Nigerians.

As stated earlier, there is already a spending limit of $20 per month. With this in place, any purchase above the amount won't be successful. You will often get responses like, reach out to you bank in respect of the payment.

Another way to buy from Aliexpress without using the Naira credit card or debit card and to escape the spending limit is to apply for a domiciliary account in your respective banks or apply for a virtual dollar card.

Aliexpress is most people's favourite online marketplace to purchase products. The added advantage is their secured payment platform that is made to the satisfaction and security of their users.

How To Make Payment On AliExpress From Nigeria (2024)


How do I pay for something on AliExpress from Nigeria? ›

Payment on Aliexpress can be made using either credit card or debit card. Hence, in Nigeria, you can make payment using your Visa card or MasterCard. It's advised to use MasterCard. Often times, they don't approve payment made with a Visa card.

Why won t AliExpress accept my payment? ›

Please double check if you have input correct information of card for payment. If you got error after double checking, please pay through another card/method instead. Due to security reason, card verification(appeal) is required. Please click "Claim on Alipay" button or click to submit document directly.

How to buy from AliExpress in Nigeria 2022? ›

Guides On Now To Order On Aliexpress From Nigeria
  1. Step 1: Creating Aliexpress Account. ...
  2. Step 2: Product/Item Search. ...
  3. Step 3: Select The Item. ...
  4. Step 5: Select A Shipping Method. ...
  5. Step 6: Placing Your Order. ...
  6. Step 7: Fill in card payment details. ...
  7. Step 8: Await shipping.
24 May 2022

Does AliExpress accept Kuda card? ›

The card only works on naira denominated websites, it won't work on Aliexpress at this time. However, we're working on adding international transactions, as soon as it's possible, we'll let you know. Thanks.

Does AliExpress accept naira? ›

AliExpress conversion rate is not the same rate banks charge,AliExpress uses the official CBN rate which banks don't offer on there debit cards, If your orders are below 100usd,you can use your naira debit card to process that,but if it's above the bank limit,I can help you facilitate that.

Which cards are accepted by AliExpress? ›

AliExpress accepts many popular credit and debit cards, including ones from VISA, Mastercard, JCB, and American Express. There are also several other cards accepted on AliExpress for payments linked to local entities (e.g., Diners Clubs). AliExpress also supports some virtual and prepaid cards.

What is the best payment method for AliExpress? ›

What is the safest way to pay on AliExpress? A credit or debit card is the safest yet most popular way to pay for your AliExpress payment. However, you can choose other AliExpress payment methods such as Bank transfers, PayPal, etc. In credit card payment, you need to enter the card details.

How long does it take AliExpress to verify payment? ›

To ensure the safety of your payment, all orders on AliExpress will be verified. If you paid for your order by credit card, this process will take no longer than 24 hours. Once your payment is verified, we will start preparing your order for production in time.

Why is my payment method failing? ›

Check your account to make sure you have enough to complete the purchase. Your card may have specific restrictions which cause the transaction to be declined. Contact the institution that issued your card to ask about the transaction and see if they know the reason for the decline.

Why is my online payment failing? ›

These types of errors can happen when a customer provides incorrect card details, the wrong one-time password (OTP), or they have insufficient funds in their account. It's also referred to as an incomplete payment.

Why am I unable to pay using my debit card? ›

Please check the reasons below to avoid debit card transaction failures: Card details entered are incorrect ( Card number, card expiry and CVV) Incorrect OTP / Incorrect VBV Verified by Visa password. Make sure you have your registered Mobile number with you as OTP will be delivered on the registered number only.

How many days does it take AliExpress to deliver to Nigeria? ›

It depends on which option you choose. Packages that are sent with AliExpress Standard Shipping usually take 15 to 45 working days, whereas Aliexpress Premium Shipping will provide an estimated delivery time from 7 to 15 working days.

Does AliExpress do door to door delivery? ›

With AliExpress Direct, cross-border orders are delivered in 10-20 working days. Online tracking, door-to-door delivery, and two delivery attempts are also available. If your order has met the minimum spending requirement for free AliExpress Direct shipping, the shipping discount will be applied here.

How do I pay on AliExpress 2022? ›

Payment Methods for AliExpress: Which to Choose in 2022?
  1. Alipay.
  2. Debit card.
  3. Credit card.
  4. WebMoney.
  5. Western Union.
  6. Bank transfer.
  7. PayPal.
  8. Yandex Money.

Which Nigeria bank card can be used internationally? ›

The FCMB International Debit Card is a card which can be used for ATM cash withdrawals, Bills payments and purchases/payments for goods and services via POS terminals and online anywhere in the world. It is accepted both locally and internationally.

Which virtual card works in Nigeria? ›

The Best Virtual Dollar Cards in Nigeria for 2022
  • Barter by Flutterwave Virtual Dollar Card. ...
  • ALAT Virtual Dollar Card. ...
  • Wallets Africa Virtual Dollar Card. ...
  • Eversend Virtual Dollar Card. ...
  • Bitsika Virtual Visa Dollar Card. ...
  • Fundall Virtual Dollar Card. ...
  • Mintyn Virtual Dollar Card.

Which countries uses Kuda? ›

Kuda, also known as Kuda Technologies, is a fintech company operating in Nigeria and the UK. It was founded by Babs Ogundeyi and Musty Mustapha in 2019.

Can I pay in dollars from naira account? ›

Nigerians can use their naira-denominated debit cards to pay for transactions billed in US dollars online. For every purchase, debits are made directly from their naira accounts at current exchange rates.

Can I receive dollars in my naira account? ›

Domiciliary Account

Most banks in Nigeria have domiciliary accounts for the United States dollar. That means you can receive your dollars directly to your Domiciliary account. And after receiving your dollars you can head to the bank to make a withdrawal and collect your dollars in cash.

Does Ali pay work in Nigeria? ›

No. You can not bind an overseas bank account. If you own an overseas company and you would like to integrate Alipay channel to collect payments in your online business website, you can integrate Alipay overseas channels through a payment service provider which can offer this channel.

Which card is most accepted? ›

Visa and Mastercard are by far the most widely accepted cards, with Discover slightly behind those brands and American Express in a distant fourth place. Any retailer that accepts card payments likely takes Visa and Mastercard. In terms of the number of countries serviced, Discover lags behind the other three cards.

What is the spending limit on Naira Mastercard? ›

In March, financial institutions reduced the international spending limit on naira cards from $100 to $20 monthly.

How do I pay in naira on Alibaba? ›

Simply pay on Alibaba just like you would with any ordinary debit or credit card. The site may still charge a fee, but you'll avoid foreign transaction fees from your bank. You'll only pay a tiny fee to convert the currency (at the mid-market rate), or no fee at all if you already have the currency in your account.

Which payment methods are accepted? ›

Visa, MasterCard, American Express, and Discover are the among most widely accepted major credit cards. By the end of 2021, there were about 742 million Visa cards in the U.S., with more than 1.8 billion worldwide.

What are the five payment methods? ›

Payment Options
  • Cash.
  • Checks.
  • Debit cards.
  • Credit cards.
  • Mobile payments.
  • Electronic bank transfers.
9 Oct 2022

Which card is best for online payment? ›

Best Credit Cards for Online Shopping
  • Chase Freedom Flex℠: Featured Partner Offer.
  • Amazon Prime Rewards Visa Signature Card: Best Overall.
  • Alliant Cashback Visa Signature Credit Card: Best for Cash Back.
  • Amazon Rewards Visa Signature Card: Best for Amazon Without Prime.
1 Dec 2022

Does AliExpress hold your money? ›

Did you know that AliExpress sellers don't receive your money immediately after you place your order? That's right – the money is kept at AliExpress account until you receive your package and confirm you're satisfied with its contents and quality. The seller only gets paid after that.

What does it mean payment is being verified? ›

Payment Verification describes the set of procedures that allow customers to verify or confirm the payment they have made after purchasing any product or service. This set of procedures can usually be conducted through the Internet by the customer itself.

How do I verify my payment method? ›

To find your verification code:
  1. Sign in to your bank account.
  2. Find the charge that matches the amount in Google Pay.
  3. On your Android-powered device, open the Google Pay app. .
  4. At the bottom, tap Payment.
  5. Under the payment method, tap Verify.
  6. Choose the amount and tap Verify.

How do you solve payment problems? ›

Make sure that you have enough money in your account for the purchase. If you're still having issues, contact your bank to see if there's a problem with your account. Try making the purchase again with a different payment method.

How do you resolve a payment error? ›

The simplest solution is to be attentive. Make sure you've got enough money on your account, the card is active, and the website can accept the payment. When verifying the action, a user should also double-check all the details like a card number, address, etc. This way, you are sure to eliminate most issues.

How do I activate my debit card for online transaction? ›

You need to login to the respective bank's internet banking portal. Once you log in, go to the section marked as 'Debit Card'. There will be instructions on how to generate an ATM PIN for your Debit Card. Generate an ATM PIN by following those instructions and your Debit Card will be activated online.

Why is my debit card declined when I have enough money? ›

You've reached your daily purchase limit

Debit cards have daily purchase limits set by financial institutions to ensure your money is safe. The daily purchase limit for your debit card depends on where you bank. Most financial institutions will generally allow you to spend between $400 to $25,000 daily on a debit card.

Do I have to pay customs for package from AliExpress? ›

Customs duties are a tax that must be paid for goods coming from abroad, hence there will be an AliExpress import tax applied on goods purchased on this online platform.

Is AliExpress reliable in Nigeria? ›

Many Nigerians have criticized the Nigerian Postal Service and Chinese e-commerce firm, AliExpress, for failing to deliver goods they had ordered and paid for online. While some are counting their present losses, others say the country's postal service was flawed even before the coronavirus pandemic.

How much is AliExpress shipping? ›

Shipping is free most of the time. The price is about $1 to $3 if you have to pay. In most cases, you can find suppliers on AliExpress who offer AliExpress Standard Shipping and tracking services for free.

How do I track my order on AliExpress Nigeria? ›

Tracking on AliExpress Website

Click on your account on the top right then click on "My Orders". Locate the item that you want to track and then click on "Track order". You should now be able to see the current status of your order and your AliExpress tracking number.

What company delivers AliExpress packages? ›

EMS uses airmail to deliver customers' packages and offers shipment tracking for most deliveries. EMS was used for the women's watch. The watch was delivered in 18 days. The AliExpress delivery time listed was estimated at 16 to 28 days.

How do I find my AliExpress wallet? ›

It means that if you go to AliExpress and then to My AliExpress. Then “My Orders” then to “My Aliexpress Pocket” you will find your AliExpress Pocket Balance.

How do I complete payment on AliExpress? ›

  1. How to find which payment methods are accepted on AliExpress. When making a purchase on AliExpress, you can check the payment methods accepted by any seller on the platform. ...
  2. AliPay AliExpress. ...
  3. Credit and debit cards. ...
  4. Cash on delivery. ...
  5. PayPal payment gateway. ...
  6. Bank transfer. ...
  7. Other payment methods on AliExpress.

Why does it say payment failed on AliExpress? ›

Insufficient funds in card or account of payment. Please top up your account for payment again or use another card/method instead. Rejected by bank or financial institution, only from whom the detailed reason for rejection can be confirmed.

How long does AliExpress take to deliver to Nigeria? ›

It depends on which option you choose. Packages that are sent with AliExpress Standard Shipping usually take 15 to 45 working days, whereas Aliexpress Premium Shipping will provide an estimated delivery time from 7 to 15 working days.

How do I pay local currency on AliExpress? ›

If your local currency is not supported for payments in AliExpress, there is a way around it - Wise debit card. You can open an account in an instant and order a multi-currency debit card to use for all of your international purchases to help you save money on conversion fees.

How to make payment to China from Nigeria? ›

What's the best method for sending money to China?
  1. PayPal. ...
  2. Bank or Wire Transfers (via SWIFT) ...
  3. TransferWise (now renamed 'Wise') ...
  4. WorldRemit. ...
  5. Statrys Business Account.

Which payment method is available in Nigeria? ›

Naira cards = 1.5%.
4. Payment methods accepted.
Payment GatewayPayment methods accepted
Interswitch WebpayNigerian cards, Verve, MasterCard and Visa
2CheckoutAmerican Express, Visa, MasterCard, JCB, Neteller, PO, Skrill, Paypal, Bank Transfer, Interswirch Verva
AmplifyVISA, Mastercard, Verve, and American Express
7 more rows

How much is shipping fee from China to Nigeria? ›

Container shipping rates from China to Nigeria
Port of loading:Container size:Shipping price:
Shanghai to Lagos Nigeria20FT Containerfrom: $2990
Shanghai to Lagos Nigeria40FT Containerfrom: $3500
Shenzhen to Lagos Nigeria40FT Containerfrom: $3650
Ningbo-Zhoushan to Lagos Nigeria40FT Containerfrom: $3990
5 more rows

What type of payment does AliExpress accept? ›

AliExpress supports Visa debit/credit cards, MasterCard credit cards, and Maestro and American Express debit cards.

Can I pay AliExpress without card? ›

You can pay directly with your PayPal account without needing to reveal any information. This is especially beneficial for those without a credit card as there are very few debit cards accepted on AliExpress. The reason it's not the most popular choice is PayPal charges a small commission for the transactions made.

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